The problem
Fintechs depend on slow legacy sponsor banks and middleware to hold funds, move payments and issue cards
What they do
Nationally chartered bank selling APIs for accounts, payments, cards and lending to fintechs
Traction ~$153M revenue in 2025 vs $48M in 2024; assets +112% YoY to $1.77B; H1 2026 net income $54M
Hiring trend
- Open roles
- 21
- Ops roles
- 4
- Headcount
- ~170
Headcount ~175, +30% YoY (LinkedIn); 170 FTE on the Jun 2026 call report
Hiring in
- San Francisco
- Dubai
- Tashkent
- Remote (US)
Glassdoor
5.0 ★ 4 reviews ↗Funding
- Last round
- None (self-funded)
- Stage
- Bootstrapped (founder-owned bank)
Led by None; founder- and employee-owned (William Hockey bought the bank with his own capital in 2021)
- Hiring+1.521 open roles on the live job board (10–29 roles = +1.5)
- Funding recency0Bootstrapped (founder-owned bank) · None (self-funded): no round date on file, so no recency points
- Traction—~$153M revenue in 2025 vs $48M in 2024; assets +112% YoY to $1.77B; H1 2026 net income $54M
- Red flags—Noted below (−1 each when significant)Minor, not scored: a consumer group asked the OCC to review Column's CRA record (Jun 2026); big customers are hedging (Mercury applied for its own charter; Brex is being bought by Capital One). No enforcement actions on record.Inner City Press: Fair Finance Watch CRA comment on Column (Jun 2026) ↗ · Upstarts Media: Column profile, customer-concentration skeptics (Feb 2026) ↗
- Total4.5Stored score → Race (4.25–4.74)
Hiring and funding from the stored fields add up to +1.5. The stored score of 4.5 includes a judgment call the fields don't capture (often a boundary month or a round we don't count), so traction and red-flag points can't be split out exactly.
Distance (Half) is a separate read on how long the lead can last. It doesn't change the score.
Distance
Half · edge: hard to leave
Leading developer bank under Mercury, Ramp, Brex and Bilt, with its own core and charter and a clean record; Lead Bank and Cross River compete and big clients hedge.
Sources: The Financial Current: Column FDIC financials, Jun 2026 ↗ · Upstarts Media: Column revenue doubled, ~$100M FCF (Feb 2026) ↗
Watch-outs
Minor, not scored: a consumer group asked the OCC to review Column's CRA record (Jun 2026); big customers are hedging (Mercury applied for its own charter; Brex is being bought by Capital One). No enforcement actions on record.
Sources: Inner City Press: Fair Finance Watch CRA comment on Column (Jun 2026) ↗ · Upstarts Media: Column profile, customer-concentration skeptics (Feb 2026) ↗
Last checked Oct 25, 2026